Terms and Conditions 


Last Updated:  19 January 2026 

These Terms and Conditions govern participation in the PK Risk Solutions LLC SMS messaging program. By opting in to receive text messages from PK Risk Solutions LLC (“we,” “us,” or “our”), you agree to the terms outlined below. 


Program Name & Description 

Program Name:  PK Risk Solutions LLC SMS Program 

By opting into our SMS program, you may receive text messages related to: 

● Insurance quotes and follow-ups 

● Appointment reminders 

● Policy-related updates 

● Customer support responses 

● Service notifications 


Message frequency may vary based on user interaction and service needs. 


Opt-Out Instructions 

You may opt out of the SMS program at any time by texting STOP  to the shortcode or number from which you received the message. After opting out, you will receive a confirmation message and no further messages will be sent unless you rejoin.

Rejoining Instructions 


If you previously opted out and wish to rejoin the SMS program, you may do so by: 

● Submitting a new inquiry on our website, or 

● Opting in again through the same method used originally Once rejoined, you may begin receiving messages again. 


Help Instructions 

For help or additional information, text HELP  to the shortcode or contact us directly: 

Website:https://www.insurewithpk.com/ 

Email:  matt@pktrans.net 


Message & Data Rates 

Message and data rates may apply depending on your mobile carrier and plan. PK Risk Solutions LLC is not responsible for any charges incurred from SMS communications. 


Carrier Liability Disclaimer 

Mobile carriers are not liable for delayed or undelivered messages.

Privacy Policy 


Your privacy is important to us. Please review our Privacy Policy to understand how we protect your information: 

 https://www.insurewithpk.com/privacy-policy 


Industry Standards Compliance 

Our SMS program is designed to comply with applicable industry standards, including carrier guidelines and CTIA best practices, related to consent, messaging frequency, and user rights. 


Legal Compliance 

By participating in this SMS program, you acknowledge that you are providing express consent to receive messages in accordance with applicable federal and state laws, including the Telephone Consumer Protection Act (TCPA). 

Participation is voluntary and not a condition of purchasing any product or service. 


Changes to These Terms 

We may update these Terms and Conditions from time to time. Any changes will be posted on this page with an updated effective date.


Contact Information 

If you have questions regarding these Terms and Conditions, please  contact us: 

Email:  info@insurewithpk.com 

Website:https://www.insurewithpk.com/