Privacy Policy 

Last Updated:  19 January 2026 

PK Risk Solutions LLC (“we,” “us,” or “our”) values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and protect information when you visit our website or communicate with us. 

Information We Collect 

We may collect personal information that you voluntarily provide, including but not limited to: 

● Name 

● Email address 

● Phone number 

● Insurance-related inquiry details 

We also collect limited technical data such as browser type, device information, and website usage to improve site performance and user experience. 

How We Use Your Information 

We use the information collected to: 

● Respond to inquiries and provide insurance-related assistance ● Communicate updates or service-related messages ● Improve our website, services, and customer experience

● Comply with legal and regulatory obligations 

Mobile Information & Text Messaging Consent (Required Disclosure) 

 No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. 

If you opt in to receive SMS or text messages from us, your consent applies only to PK Risk Solutions LLC communications related to your inquiry or services. 

Text Messaging Data Protection (Required Disclosure) 

Text messaging originator opt-in data and consent will not  be shared with any third parties, except for aggregators and providers of the Text Message services  necessary to deliver communications. 

Information Protection 

We use commercially reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, misuse, or disclosure. 

Cookies & Tracking Technologies

We may use cookies or similar technologies to improve functionality and understand website usage. You may adjust your browser settings to disable cookies if you prefer. 

Children’s Privacy 

Our services are not directed to individuals under the age of 13. We do not knowingly collect personal information from children. 

Your Choices 

You may: 

● Request access, correction, or deletion of your personal information 

● Opt out of text messages at any time by replying STOP  ● Contact us with privacy-related questions or concerns 

Policy Scope Clarification (Required Disclaimer) 

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, excluding aggregators and providers of the Text Message services. 

Changes to This Policy 

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.